Your benefits keep you healthy as you change healthcare for the better. (2024)

Your benefits keep youhealthy as you changehealthcare for the better. Remember, you have 30 daysMeet Ari Rao, MD, PhD. from your dateShe brought COVID-19 testing to of hire or date ofmore Texans. Read more on page 17. eligibility to enroll. BSWHealth.com/Benefits

Welcome! As you change healthcare for the better, your benefits help you live your healthiest life. We are excited you are joining the BSW family. I encourage you to spend some time looking through Inside… this guide, as well as BSWHealth.com/Benefits, to Eligibility 4 learn more about all we offer. Benefits checklist 5 Well-being resources 6 Your benefits begin right away, with no waiting Provider networks 8 period. You have 30 days from your date of hire or Medical plans 9 date of eligibility to enroll. Where to go for care 11 To get started: Prescriptions 12 Maternity benefits 12 Review this guide for an overview of your benefits Dental plans 14 Explore BSWHealth.com/Benefits for more details Vision plans 14 Visit MyPeoplePlace.com to enroll Voluntary benefits 15 Your health is about so much more than physical Coverage and costs 16 well-being—it’s about total well-being. That's what’s Premiums 18 at the heart of our benefits. Retirement 22 Extra resources 23 Welcome to the team! Paid time off 26 Further your education 27 Sincerely, NAKESHA LOPEZ CHIEF HUMAN RESOURCES OFFICER2022 Benefits | 2

Patricia Phelps,DNP, RNPATIENT ADVISORY NURSEOur Patient Advisory Nurses(PANs) are available 24/7. Theyserve our communities byassessing the health needs ofcallers and directing them tothe right level of care.After listening to what an individualis experiencing, PANs recommendwhat can be managed at homeand when to receive care froma hospital or clinic. If managingsymptoms from home, PANsprovide education and resources,which are especially importantfor those who may not have easyaccess to primary care.Throughout the pandemic, ourPAN line received thousandsof calls from concernedcommunity members.When people call us, they’re notalways at their best. They’rescared. They’re tired. They don’tfeel well. That makes it even moreimportant to treat each personwith empathy and compassion.We find ourselves doing quite a bitof spirit building.The other day I spoke to someonewho was experiencing COVID-19symptoms, and they immediatelyasked, ‘how much is this going tocost?’ It was so nice to say thatthis is a free service from ourhealthcare system. It remindedme how many people areexperiencing financial impactfrom the pandemic, and it mademe proud to take that stress out ofgetting the care they needed. 2022 Benefits | 3

Andrew Eller, RN Eligibility DIRECTOR OF EMERGENCY SERVICES AND CRITICAL CARE Before COVID-19, Andrew and his team were finding ways to manage a higher volume of patients in a timely manner We offer a full menu of benefits to eligible while still providing exceptional care employees and their families beginning and experiences. on the first day of employment. You have While his primary job is ensuring the ED and critical care unit run smoothly, he 30 days from your hire date or the date has found a calling in patient relations. you transition to a benefits-eligible position At the end of the day, we’re all family. to enroll in plans—so be sure to take a Whether we’re caring for you as a caregiver or supporting you as a friend, close look and make your selections before we’re all here to lift each other up. the deadline. If you are… A full-time employee regularly scheduled to work at least 60 hours per pay period, or A part-time employee regularly scheduled to work 40 hours but fewer than 60 hours per pay period, …you are eligible for these benefits: Medical Life Dental AD&D Vision Critical illness Flexible spending accounts Accidental injury Disability Legal Your spouse and children are also eligible within certain guidelines. You’re eligible to participate in our 401(k) plan right away! All employees (full-time, part-time and PRN) are eligible to participate in a retirement plan right away! View page 22 or visit BSWHealth.com/Benefits to learn more. Benefits start on day one!2022 Benefits | 4

Benefits checklistUse this handy checklist to help keep track of your benefits decisions. Pick health-related benefits Prepare for the unexpected Medical plans: SEQA/EQA, PPO or HSA (pg. 9) Life and AD&D insurance: We provide basic Dental: MetLife PPO or PPO Plus (pg. 14) coverage to you at no cost, and you can elect Vision: EyeMed (pg. 14) additional coverage for yourself, your spouse and your children. Make sure to look at your Choose a savings/spending account beneficiary designations as well when reviewing this coverage. (pg. 21) Healthcare accounts: Learn more about Short-term disability (STD) insurance: You can elect how to use tax-free savings and spending coverage for yourself that pays a portion of your accounts to pay for eligible health expenses salary if you can’t work because of illness, injury at BSWHealth.com/Benefits. or you become the parent of a new child. We SEQA/EQA and PPO Plans HSA Plan automatically enroll you in coverage. If you do not want STD, you must opt out during your enrollment General-purpose FSA Health savings account window. If you opt out when first eligible, future (HSA) and/or limited- coverage may be subject to the pre-existing purpose FSA* condition provision. (pg. 19) Dependent care FSA account: Pay for expenses related to child, elder and disabled adult day care. Keep in mind: You must be enrolled in STD * The limited-purpose FSA can help pay for eligible dental coverage to receive maternity, parental and and vision costs while you build a reserve in your HSA. adoption leave benefits. Supplement health coverage with voluntary benefits Long-term disability (LTD) insurance: We provide basic coverage to you at no cost, and if you need Critical illness insurance (pg. 15) additional income protection, a buy-up plan is Accidental injury insurance (pg. 15) available for purchase. (pg. 19) Prepaid legal services (pg. 15) Start saving for retirement You can enroll in the 401(k) retirement plan immediately. View and change your elections at any time at BSWHRetirement.com. Ready to enroll? 1. Log into MyPeoplePlace.com 2. Click Benefit Details tile 3. Click Benefit Enrollment 4. Click Start to access your enrollment event 5. Click each benefit tile to review and make your selections 6. Click Submit Enrollment to finalize your choices 2022 Benefits | 5

Well-being resources Support for your mind, body and spirit Employee Assistance Program Thrive365 Our Employee Assistance Program (EAP) Enroll in free health coaching and join in free through Cigna offers no-cost confidential events and webinars to help build healthy habits. support on a variety of emotional health BSWHealth.com/Benefits/Thrive365 topics. With your BSW benefits, you and Thrive@BSWHealth.org your family receive five free in-person counseling sessions and access to virtual support through Talkspace, a platform to connect with therapists online. Contact Cigna for a code prior to booking. 877.622.4327 Available 24/7 Behavioral Health eVisit Employees and dependents (age 18+) enrolled in a BSW medical plan can access the MyBSWHealth app to conduct behavioral health eVisits 24/7 at no cost. MyBSWHealth app Licensed social workers will respond Monday – Friday, 8 a.m. – 4:30 p.m. Peer Support Trained colleagues are here to support you when dealing with the stresses of work or life. 888.674.PEER (7337) Available seven days a week, 8 a.m. – 6 p.m. Mission and Ministry The Mission and Ministry team is available to support and encourage you when your life has been disrupted by illness, injury or stress. 254.724.1575 Available weekdays, 7 a.m. – 7 p.m. See page 23 for extra resources to support your well-being. SHIRMIA ARTIS RESEARCH PROJECT COORDINATOR I2022 Benefits | 6

Rehma Shabbir Get into the right HeadspaceRESEARCH PROJECT MANAGER Headspace is meditation made simple. The appIt typically takes more than three months to teaches you life-changing skills of meditationget a research study up and running. But with and mindfulness in just a few minutes a day. Evena pandemic brewing and no treatment in sight, better, BSW is providing employees and up toRehma operationalized three national COVID-19 two family members (age 18+) free access tostudies in less than three weeks. premium content, normally a $70/year subscription.Hope was my biggest driver; it kept me goingthrough the long hours. The sleep I sacrificed Visit the unique BSWwas a small price to pay for the opportunity to enrollment page.help millions of people get better. Access the site from a web browser for the initial account setup. Work.Headspace.com/BSW/Member-Enroll Create an account or log in to an existing one. Use your preferred email address to set up your account or log in with your existing account. Verify your account using your @BSWHealth.org email. New members will receive two emails: Confirmation of new account at your preferred email Verification of employment at your BSW email Current members will receive one email: Verification of employment at your BSW email Download the app and begin! Log in using the account you created Note: Existing users may need to log out and log back in to the app to refresh content after linking their profile. Two ways to invite family members to join your plan: During initial enrollment: Submit email addresses when prompted At any time: Log in via Headspace.com/Family/Manage and submit email addresses 2022 Benefits | 7

Provider networksDepending on which medical plan you choose, you’ll have accessto one or more provider networks. Tier 1 Baylor Scott & White Quality Alliance (BSWQA) Network Available to all medical plans and the exclusive network for the SEQA/EQA Plan Think of the Tier 1 Baylor Scott & White Quality Alliance (BSWQA) Network like family. It’s a complete network of 8,000+ primary care and specialty care physicians, 87 hospitals and ambulatory surgical centers, and 100+ urgent care clinics Note: Tier 1 is the only network available for the SEQA/EQA Plan, except in cases of urgent/ emergency care or rare situations when an in-network provider is not available, and authorization is provided. Tier 2 Cigna National Network Only available with the PPO and HSA plans If you or a covered dependent live 40 or more miles from the nearest Tier 1 acute-care hospital, contact Baylor Scott & White Health Plan (BSWHP) at 844.843.3229 to activate the out-of-area coverage (80% vs. 50% after Tier 2 deductible is met) Tier 3 Out of Network Only available with the PPO and HSA plans Choosing providers in Tier 3 will always be the most expensive option Watch this video to learn Find a Tap into the MyBSWHealth app for a quick search of Tier 1 providers. For a full list of providers in our Tier 1 and 2 more Tier 1 networks, there are two easy options: BSWQA 1. Visit BSWH.SWHP.org and search by your medical plan provider 2. Call BSWHP at 844.843.3229 and follow today! the prompts to connect with HealthAccess for direct assistance from a dedicated health concierge service 2022 Benefits | 8

Medical plan highlights You have three plans to choose from, all administered by Baylor Scott & White Health Plan. Quality Alliance Plan (SEQA or EQA) Select Exclusive Quality Exclusive Quality Alliance Alliance Plan (SEQA) Plan (EQA) Only Eligibility Eligibility includes Available to benefits-eligible Available to benefits-eligible employees Tier 1 employees making $27 or less per hour making $27.01 or more per hour BSWQA Network Network Network Only includes providers in the Tier 1 Only includes providers in the Tier 1 If you consistently see BSWQA Network BSWQA Network Tier 1 providers, this plan No out-of-network coverage, except No out-of-network coverage, except is a great choice! in cases of urgent/emergency in cases of urgent/emergency care or rare situations when an in- care or rare situations when an Live more than 40 miles network provider is not available, and in-network provider is not available, from a Tier 1 acute-care authorization is provided and authorization is provided hospital or have out- of-state dependents? Consider the PPO or Coverage Coverage HSA plans as they offer $0 preventive visits and eVisits $0 preventive visits and eVisits an extended network of Low deductible Low deductible providers through Tier 2 $0 for select diabetic devices, drugs Copays for some services, including and Tier 3 coverage. and insulin $400 bundled maternity copay* Low copays and $400 bundled maternity copay* Tax-free savings account Pairs with a general-purpose FSA Tax-free savings account for eligible healthcare expenses Pairs with a general-purpose FSA for eligible healthcare expenses * Copay applies to the facility claim. All other services billed with a maternity/delivery diagnosis code (e.g., OBGYN, anesthesia, pathology) will be paid at 100%, including prenatal services and well-baby charges if your newborn is added to the plan for coverage.2022 Benefits | 9

PredictablePreferred Provider Organization Plan (PPO) expenses This plan has a higher per-paycheck cost, Eligibility Coverage copays, extended network options and a Available to all benefits-eligible $0 preventive visits lower deductible than employees $0 eVisits (Tier 1 only) the HSA Plan. Moderate deductible Network Copays for some services, including $1,200 bundled maternity copay* Includes providers in the Tier 1, 2 (Tier 1 only) and 3 networks—providers in the Tier 1 BSWQA Network are always Tax-free savings account a great value! Pairs with a general-purpose FSA for eligible healthcare expenses* Copay applies to the facility claim. All other services billed with a maternity/delivery diagnosis code (e.g,. OBGYN, anesthesia, pathology) will be paid at 100%, including prenatal services and well-baby charges if your newborn is added to the plan for coverage. This is a high-Health Savings Account Plan (HSA) deductible health plan This plan has a lower Eligibility Coverage per-paycheck cost, Available to all benefits-eligible High deductible but you pay 100% of employees $0 preventive visits non-preventive costs Note: Not eligible for bundled until your deductible Network maternity copay is met, then you pay coinsurance until Includes providers in the Tier 1, 2 Tax-free savings account you reach the out-of- and 3 networks—providers in the pocket maximum. Tier 1 BSWQA Network are always Pairs with a health savings account (HSA) a great value! that lets you save tax-free dollars for Employees with high current or future healthcare expenses, pharmacy costs including retirement or who are new to Pairs with a limited-purpose FSA for a high-deductible eligible healthcare expenses (only dental plan should carefully and vision until the deductible is met). Use research before selecting. the limited-purpose FSA account while you build your HSA balanceNot sure Alex is our easy-to-use virtual benefits counselor who can help you understand Alex Go offers a compact benefits experience—a text-based, mobile-friendly version of Ask Alexwhich plan and select your benefits. Simply answer Alex ID gives you the option to createis right a few questions about your coverage needs, and he’ll recommend the best an account that saves your informationfor you? plan for you and your family. to simplify your experience and allow for more targeted guidanceAsk Alex! Visit MyAlex.com to get started! 2022 Benefits | 10

Where you go for care matters Knowing where to go for care may save you time and money. BSW medical plan enrollees can tap into the MyBSWHealth app for free* eVisits and video visits at the same cost as an office visit. While you’re in the MyBSWHealth app, you can: Book a virtual or in-person visit View your medical plan deductible, claims and more Access a digital copy of your BSWHP insurance card Refill and manage prescriptions at BSW pharmacies View test results Track your well-being goals Receive a free online COVID-19 self-checker eVisits and video visits are available 8 a.m. – 8 p.m. seven days a week. To be eligible, you must have a MyBSWHealth account. TYSON BAIN DIRECTOR OF COMMUNITY HEALTH Google Play and the Google Play logo are trademarks of Google LLC. The Apple logo is a trademark of Apple Inc., registered in the U.S. and other countries and regions. App Store is a service mark of Apple Inc. Most cost-effective care options eVisit/video visit Primary care provider Urgent care Emergency room When it’s a common condition Your first choice for care when it’s When you need immediate When you have any condition and you don’t want to leave your not an emergency, including same- attention, but your provider does you believe to be life-threatening home or office or need care after day appointments not have availability hours or on the weekends Examples of health issues • Allergies • Allergies • Animal bite • Chest pain • Behavioral health assessment • Back pain • Back pain • Deep cut or wound • Cold/sinus infection/sore throat • Bladder infection • Earache • Difficulty breathing • Constipation/diarrhea • Chronic condition • Minor burn • Severe burn • Flu • Cold • Minor cut that may need stitches • Severe head injury • Headache • Constipation/diarrhea • Minor eye injury • Sudden loss of balance, vision change, facial droop, • Pink eye • Earache • Sore throat arm or leg weakness • Skin condition • Flu • Sprain • Common female problems • Mental health needs • Urinary tract infection • Pink eye • Sore throat • Sprain • Urinary tract infection2022 Benefits | 11 * For care from a Tier 1 provider. HSA plan enrollees must meet deductible before covered at 100%.

BSW pharmacies—a great value! Need a prescription? Other ways to save… Choose from 30+ BSW pharmacies, a dedicated Receive a 20% discount on over-the-counter specialty pharmacy, 24/7 kiosks or from our medications with your badge nationwide contracted network. Get a 90-day supply of medication for only two copays (either in-store or through mail order) Use the MyBSWHealth app to refill, transfer between The cost of a 30-day supply of a preferred generic locations and manage prescriptions. medication is $5 vs. $12 at a contracted pharmacy (excludes HSA)Extra specialdelivery Maternity BSW Maternity Care Management (registration required) Adding to your family is a major milestone, and we’re All medical plan participants can take part in this proud to be part of it. Our bundled maternity copay* free program for expecting moms. Get information, is tied to your medical plan and covers all prenatal resources and support for every step of early visits prior to birth, labor and delivery expenses, and motherhood and extra in-app content, if seeing a all well-baby charges if your newborn is added to the BSW provider. plan for coverage.** Call Baylor Scott & White Health Plan (BSWHP) Medical plan coverage: customer service at 844.843.3229 or email SEQA/EQA Plan ($400) MaternityCareManagement@BSWHealth.org to PPO Plan ($1,200 for Tier 1 only) enroll. Be sure to include your member number HSA Plan (not eligible) and contact information. *The copay applies to the facility claim. See page 26 for more information on growing **In the event your newborn needs to stay in the hospital longer than your family. you do, the inpatient benefit under the medical plan would apply. Note: Your baby must be added to the BSW plan within 30 days of birth for well-baby expenses to apply. 2022 Benefits | 12

Tara Stafford DIRECTOR OF COMMUNITY BENEFIT Using data, strong community relationships and a lot of creativity, Tara and her team focus on addressing the needs of vulnerable populations. Whether facilitating COVID-19 vaccinations in parks and churches or helping hospitals invest community benefit dollars in other non-profits committed to closing gaps in care, the team is always looking for ways to meet the needs of our neighbors. Through this work, I’ve seen how much people care. In so many cases, there’s someone on the other side of the fence struggling more than you, and there’s a deep desire to help each other through difficult times. I’m continually inspired to think outside myself, be better and do more.2022 Benefits | 13

Dental We offer two dental plans: MetLife PPO and PPO Plus Both dental plans: PPO Plan Allow you to visit any dentist you choose, Highlights: but you’ll pay less if the provider is part Plan pays 50% of the cost of MetLife’s network for basic and major care Have the same deductibles—$50 for you and after deductible is met a maximum of $150 for you and your family Maximum benefit the plan will pay in a year is $1,250 Cover 100% of preventive care costs No coverage for orthodontia or dental implants (cleanings and X-rays) once every six months with no deductible Pair well with any healthcare FSA or HSA PPO Plus Plan Highlights: Plan pays 80% of the cost for basic care and 50% for the cost of major care after deductible is met Maximum benefit the plan will pay per covered family member is $2,500 a year Orthodontia covered at 50% with a lifetime maximum benefit of $2,000 per covered family member (available to children and adults) Dental implants covered at 50% and will be subject to annual maximum of $2,500 Vision EyeMed coordinates seamlessly with our FSAs, so most expenses are automatically substantiated— meaning you don’t have to submit as many receipts. Plan highlights: $10 copay for an eye exam $25 copay for a contact lens fitting Copay for lenses depending on selection Up to $170 allowance for frames or contacts Laser vision correction discounts Diabetic care services2022 Benefits | 14

Voluntary Critical illness insurancebenefits Cigna’s critical illness insurance can provide you and your family with coverage and additional financial protection for expenses associated with a covered critical illness, like cancer, heart attack, stroke and more. Cash benefit paid directly to you. Lump sum benefits of $15,000 or $30,000 upon the diagnosis Prepaid legal services of a covered condition, depending on the benefit The MetLife Legal Plan provides you, your spouse and amount you elect. If you elect coverage for your your dependents with fully covered legal services. spouse and/or dependents, their benefit amount No deductibles, copays, claim forms or usage limits is 100% of your elected benefit amount when you use one of the 18,000 network attorneys. Use the money however you want. Pay for medical Receive legal advice for a wide range of matters, copays and deductibles, travel to see a specialist, such as: child care, help around the house, alternative Adoption treatments and more Bankruptcy/foreclosure Bonus: There’s a $50 wellness benefit if a covered Buying and selling houses or refinancing health screening is performed (annual checkup, Consumer/creditor problems colonoscopy, mammogram, etc.) Creating a will or living will Divorce (20 hours maximum) Accidental injury insurance Important paperwork review Managing the estate when a spouse or Cigna’s accidental injury insurance can provide you parent dies and your family with the coverage and additional financial protection for expenses with an unplanned covered accident. Cash benefit paid directly to you. Benefit amounts vary by covered accident Use the money however you want. Pay for medical copays and deductibles, travel to see a specialist, child care, help around the house, alternative treatments and more Alejandra Prado TECHNOLOGY COMMODITIES DIRECTOR Alejandra is helping prevent hospital falls by identifying “tele-sitter” technologies, some of which use artificial intelligence to predict when a patient is at risk of falling and then notify the attending nurse for quick intervention. I joined the supply chain team in January, and I knew I’d found a way to live out my calling. At the end of the day, I just want to help people get better. 2022 Benefits | 15

Coverage and costs Medical Plan Medical Plan SEQA EQA PPO HSA Tier 2 Tier 3 Tier 2 Tier 3 Tier 1 Tier 1 Network Tier 1 BSWQA Tier 1 BSWQA BSWQA Cigna Out of BSWQA Cigna Out of National Network National Network Annual Deductible Employee only $250 $750 $1,500 $3,000 $10,000 $1,750 $3,500 $7,000 Employee + family $500ˆ $1,500ˆ $3,000ˆ $6,000ˆ $20,000ˆ $3,500 $7,000 $14,000 Out-of-Pocket Maximum Employee only $3,000 $4,000 $4,000 $7,000 No Limit $3,950 $7,000 No Limit Employee + family $6,000ˆˆ $8,000ˆˆ $8,000ˆˆ $14,000ˆˆ No Limit $7,900ˆˆ $14,000ˆˆ No Limit Your Cost for Care and Services Not Not Preventive care* $0 $0 $0 $0 $0 $0 Covered Covered Not Not eVisit $0 $0 $0 $70/$100** 0% AD 50% AD Covered Covered Primary care physician (PCP) $10 $30 $35 $70 80% AD 10% AD 50% AD 80% AD office and video visit Specialist office and $40 $50 $60 $100 80% AD 10% AD 50% AD 80% AD video visit Urgent care office visit $50 $75 $75 $100 $100 10% AD 50% AD 50% AD $350 +10% $350 +10% $350 +10% Emergency room+ $250 $250 10% AD 10% AD 10% AD coinsurance coinsurance coinsurance Bundled maternity copay++ $400 $400 $1,200 N/A N/A N/A N/A N/A Labs: 20% Labs: 30% Diagnostic labs and X-rays 10% AD 50% AD 80% AD 10% AD 50% AD 80% AD X-rays: $75 X-rays: $75 Advanced imaging — $100 $100 10% AD 50% AD 80% AD 10% AD 50% AD 80% AD PET, CT, CAT Advanced imaging — $150 $150 10% AD 50% AD 80% AD 10% AD 50% AD 80% AD MRI, MRA Inpatient hospitalization 10% AD 10% AD 10% AD 50% AD 80% AD 10% AD 50% AD 80% AD Outpatient care 10% AD 10% AD 10% AD 50% AD 80% AD 10% AD 50% AD 80% AD NOTE: + Copay for SEQA, EQA and PPO is waived if admitted. • AD means after deductible. ++ Copay applies to the facility claim. All other services billed with a maternity/delivery • Medical expenses will only apply to the applicable network tier. diagnosis code (e.g., OBGYN, anesthesia, pathology) will be paid at 100%, including prenatal services and well-baby charges if your newborn is added to the plan for coverage. * In order for preventive care to be covered at 100%, services must be coded as preventive. Please see BSWH.SWHP.org for a complete list of covered preventive care services. ^The plan provides after-deductible coverage once an individual with family coverage meets the individual deductible, even if the family deductible has not been met. ** Covered at the applicable copay: PCP $70, Specialist $100. ^^Once an individual with family coverage has met the out-of-pocket maximum, the plan provides 100% coverage for that individual, even if the family out-of-pocket maximum has not been met.2022 Benefits | 16

Prescription Drugs SEQA EQA and PPO HSA BSW or Contracted Contracted Contracted BSW Pharmacy BSW Pharmacy Pharmacy Pharmacy Pharmacy Type of Rx 30-day cost/ 30-day* 30-day cost/ 30-day* 90-day* supplies are 90-day* cost 90-day* cost only available through supply only supply only the BSW Pharmacy Preferred generic $5/$10 $12 $5/$10 $12 10% AD Preferred brand $25/$50 $50 $35/$70 $50 10% AD Lesser of Non-preferred Lesser of Lesser of Lesser of $75 or 50% after 10% AD brand and generic $50/$100 or 50% $75 or 50% $50/$100 or 50% $100 individual deductible Specialty $100 N/A 20% ($200 Max) N/A 10% AD* $10/$20 $20 Chronic and preventive†† $0 Diabetic $0 Diabetic $10/$20 $20 10% AD Treatment^ Treatment^* Only BSW pharmacies can fill a 90-day supply of a medication. The max day supply NOTE: through a contracted pharmacy is 30 days. Specialty drugs are only available at • Fertility drugs are covered at 20% with a maximum $400 copay and a $7,500 lifetime maximum BSW pharmacies. pharmacy benefit.†† To help make some frequently prescribed preferred drugs for asthma, diabetes • Drugs not listed on formulary require prior authorization. If authorized, you’ll pay the applicable and some other chronic conditions more affordable, we’ve placed a select non-preferred or specialty copay. group on a special chronic and preventive medication list. Find the complete list on BSWH.SWHP.org.^ Selected diabetes devices, drugs and insulin. Ari Rao, MD, PhD SVP & CMO, PATHOLOGY & LAB MEDICINE Dr. Rao works closely with her colleague Joe Baker, VP of lab—as well as other leaders in the System—to help our labs function more efficiently. In the early days of the pandemic, Baylor Scott & White collaborated with a diagnostic company in Austin to offer one of the first approved COVID-19 rapid tests from a private health system. Our team went from running 50 tests a day to 1,000 tests a day in the blink of an eye. They’re the true heroes of the story. Our culture of putting patients first keeps us going. While we rarely meet our patients, we’re always mindful that we have a piece of them with us, and it’s our responsibility to perform the right test, so they get the right diagnosis and can receive the best course of treatment and care. Annual Benefits 2022Enrollment Benefits | 17

Medical Premiums Per Pay Period Your Hourly Rate Coverage Tier SEQA EQA PPO HSA Employee only $10 $42 $12 Employee + spouse $71 $112 $50 Up to $15/hour Employee + child(ren) $70 $108 $49 Employee + family $119 The EQA Plan is $163 $76 unavailable for Employee only $21 this hourly rate $66 $31 Employee + spouse $116 $183 $99 $15.01 to $27/hour Employee + child(ren) $102 $143 $80 Employee + family $164 $234 $133 Employee only $69 $90 $59 Employee + spouse $176 $225 $149 $27.01 to $48/hour Employee + child(ren) $150 $192 $124 Employee + family $230 $306 $207 Employee only $95 $116 $85 Employee + spouse $211 $271 $190 The SEQA Plan is $48.01 to $72/hour unavailable for Employee + child(ren) this hourly rate $183 $227 $157 Employee + family $275 $353 $264 Employee only $98 $119 $88 Employee + spouse $218 $280 $196 $72.01/hour and above Employee + child(ren) $190 $235 $162 Employee + family $285 $365 $273 • Premiums are deducted on a pre-tax basis. Part-Time Medical Premiums Per Pay Period SEQA ($27/hour and below) Coverage Tier PPO HSA EQA ($27.01/hour and above) Employee only $104 $254 $108 Employee + spouse $309 $453 $314 Employee + child(ren) $219 $444 $225 Employee + family $369 $678 $375 •Premiums are deducted on a pre-tax basis.2022 Benefits | 18

Dental Premiums Vision PremiumsPer Pay Period Per Pay Period Coverage Tier PPO PPO Plus Coverage Tier Cost Employee only $9.29 $18.33 Employee only $3.08 Employee + spouse $18.60 $35.74 Employee + spouse $6.12 Employee + child(ren) $24.90 $46.00 Employee + child(ren) $6.00 Employee + family $31.58 $63.42 Employee + family $9.12• Premiums are deducted on a pre-tax basis. • Premiums are deducted on a pre-tax basis.Short-Term Disability (STD) Long-Term Disability (LTD)STD coverage pays a portion of your salary if you’re sick or We provide basic LTD at no cost to you. A voluntary buy-up planinjured. It’s also the only way to receive maternity, parental or is available for purchase, and rate calculations are available inadoption benefits. the PeoplePlace enrollment system. Person Covered Cost Person Covered Coverage you pay for $0.867 per $100 of monthly Additional 10% of your base salary You You covered payroll following 180 days of disability• Premiums are deducted on a pre-tax basis. Any income received from disability would be • Premiums for voluntary LTD are deducted post-tax; therefore, income received for this treated as taxable income. portion would not be taxed.• Full-rate calculations are available in the PeoplePlace enrollment system. • Pre-existing condition limitations may apply.• Actively at work provision: If you request to elect or increase your coverage and are not • Actively at work provision: If you request to elect or increase your coverage and are not actively at work at the start of the plan year, your coverage changes will not take effect actively at work at the start of the plan year, your coverage changes will not take effect until the date you return to work. until the date you return to work. Note: You are automatically opted in to STD. If you Pre-paid Legal Services choose to opt out during your initial eligibility period, be aware that you will be subject to the pre-existing condition provision should you ever opt in during Coverage Level Premium future enrollments. Employee only $4.22 Pre-existing condition provision: If you’ve been diagnosed, treated or received medical advice for a For your family $5.54 condition (including pregnancy) within three months (including spouse and children) of your effective date on the plan, that condition will be • Premiums are deducted after-tax on a per-paycheck basis. excluded for a period of 12 months. As a reminder, you must elect STD coverage to receive maternity, parental and adoption leave benefits. 2022 Benefits | 19

Critical Illness Insurance Premiums Per Pay Period $15,000 Benefit Attained Age Employee Employee + Spouse Employee + Child(ren) Employee + Family 0-24 $2.10 $4.25 $4.84 $6.99 25-29 $2.49 $4.88 $5.23 $7.62 30-34 $3.43 $6.52 $6.18 $9.26 35-39 $5.05 $9.61 $7.79 $12.34 40-44 $6.51 $12.46 $9.25 $15.20 45-49 $9.09 $17.86 $11.82 $20.60 50-54 $12.09 $25.50 $14.83 $28.23 55-59 $15.94 $35.32 $18.69 $38.06 60-64 $19.81 $44.40 $22.55 $47.14 65-69 $24.28 $53.20 $27.02 $55.95 70-74 $33.84 $73.18 $36.57 $75.92 75-79 $43.79 $95.48 $46.52 $98.22 80-84 $60.91 $116.25 $63.65 $118.98 85+ $77.41 $159.36 $80.14 $162.09 $30,000 Benefit Attained Age Employee Employee + Spouse Employee + Child(ren) Employee + Family 0-24 $4.20 $8.50 $9.67 $13.98 25-29 $4.98 $9.76 $10.46 $15.23 30-34 $6.87 $13.04 $12.35 $18.51 35-39 $10.10 $19.21 $15.57 $24.69 40-44 $13.02 $24.92 $18.49 $30.40 45-49 $18.18 $35.72 $23.65 $41.20 50-54 $24.18 $51.00 $29.66 $56.47 55-59 $31.89 $70.65 $37.37 $76.13 60-64 $39.61 $88.80 $45.09 $94.27 65-69 $48.56 $106.41 $54.04 $111.89 70-74 $67.68 $146.36 $73.15 $151.84 75-79 $87.57 $190.97 $93.05 $196.44 80-84 $121.82 $232.49 $127.30 $237.96 85+ $154.81 $318.71 $160.29 $324.18 • Spouse and child rates are derived from employee age. Children are eligible up to age 26. • Actively at work provision: If you request to elect or increase you or your dependent’s coverage and are not actively at work at the start of the plan year, your coverage changes • Premiums are deducted on a post-tax basis. will not take effect until the date you return to work.2022 Benefits | 20

Accidental Injury Insurance Premiums Per Pay Period Coverage Tier Cost Employee only $4.61 Employee + spouse $7.94 Employee + child(ren) $7.62 Employee + family $9.57 • Premiums are deducted on a post-tax basis. ERICA LUSK · CLINICAL RESEARCH SUPERVISOR • Actively at work provision: If you request to elect or increase you or your dependent’s coverage and are not actively at work at the start of the plan year, your coverage changes will not take effect until the date you return to work. Supplemental Life Insurance Premiums Per Pay Period We provide basic life insurance of 1x your annual salary at no cost to you. Supplemental plans are available for purchase, and rates are listed below. Per $1,000 Coverage Per $1,000 Coverage Per $1,000 Coverage Your Age for You for Your Spouse for Your Child(ren)

Grow your Get started todayretirement Visit BSWHRetirement.com or click Retirement in PeoplePlace Talk with an Empower Retirement representative by calling 844.722.2794Set up a retirement account with Empower Download the Empower Retirement app:Retirement, and let BSW help with adollar-for-dollar match, up to 5% of eligible basesalary. Start, stop or change your contribution Google Play and the Google Play logo are trademarks of Google LLC. The Apple logo is a trademark of Apple Inc.,anytime throughout the year. registered in the U.S. and other countries and regions. App Store is a service mark of Apple Inc.Saving is as easy as 1-2-3 As your savings grow, you have options on how1. You choose a percentage of your salary to save. you can invest your money. See below for more information.2. We subtract that amount each pay period and deposit the funds in your 401(k) Target date funds retirement account. Set it and forget it with a diversified portfolio3. Because we want your retirement savings to grow, based on when you plan to retire (typically we match your contribution dollar-for-dollar age 65). With this option, your investment mix up to the first 5% of eligible pay. You are always gradually shifts from more aggressive to more 100% vested in your own contributions; matching conservative as you approach retirement. contributions vest after three years of employment. Individual fundsIf you participated in another company’sretirement account during the year: Create your own portfolio to match your risk tolerance and investment goals. This option lets Consider rolling over your other 401(k) account you choose your investment lineup from a balance(s). You may be able to carry over wide variety of core funds. Be sure to check out outstanding loan(s) associated with those the free online investment advice provided retirement accounts. Check with Empower by My Total Retirement powered by Morningstar. Retirement to explore your options. Take your other retirement savings into account Managed account program when electing your contribution percentage. It’s Let someone help and manage your up to you to ensure you don’t exceed the IRS limits. individualized portfolio. With this option, you provide My Total Retirement powered byAnnual IRS limits Morningstar with your personal information.The annual before-tax and Roth (after-tax) They then create and manage it on an ongoingcontribution limit for 2022 is $20,500. You can also basis for a fee.make an additional $6,500 catch-up contribution ifyou turn 50 or older anytime during the year. Self-directed brokerage accounts Are you an investment pro? BrokerageNote: Selecting beneficiaries for retirement benefits is accounts are intended for knowledgeabledifferent than choosing beneficiaries for other plans, investors. For an annual fee, you can selectsuch as life insurance. Be sure to update your beneficiary numerous investment options (beyond thosedesignations when you enroll in a retirement savings offered under the plan).plan* or if you have a life event (marriage, divorce, etc.).*If you have multiple accounts, each account will need to be reviewed/updated. 2022 Benefits | 22

Extra resources To live your best life, you have to take care of your mind, body and spirit. These extra resources help you do just that. Find even more at BSWHealth.com/Benefits. Well-Being Journeys Speak with a wellness advisor Our Well-Being Journeys provide tools and resources Schedule up to four free coaching sessions (valued to support your path toward holistic wellness. Based at $300) with a certified wellness advisor to build on your responses in the Well-Being Assessment, healthy self-care habits. Set goals, gain motivation you’ll have access to up to six personal journeys: and get results! This benefit is available to all physical, nutritional, emotional, financial, professional employees and spouses. and social. Book an appointment at BSWHealth.com/Benefits/Thrive365 Each journey is self-guided within the MyBSWHealth portal and includes articles, tips, short videos and free visits with a wellness advisor. Meet with a registered dietitian Receive up to 26 nutritional counseling sessions per year with a registered dietitian. Topics include nutritional counseling for participants ages 21 and Types of journeys up, as well as healthy diet and obesity counseling for children. Learn how to plan the best diet for weight and allergy management, improved sleep or just feeling better overall. You must be enrolled in a BSW medical plan to participate. Physical Emotional Professional Call 844.843.3229 and follow the prompts to HealthAccess for help finding a dietitian and scheduling an appointment Self-care isn’t selfish Nutritional Financial Social We’re committed to your health and well-being, just like you’re committed to our patients and each other. Access a wide range of resources to support you as a whole person—body, mind and spirit. Visit BSWconnect.com/SelfCare2022 Benefits | 23

Balancing First-time users it all Select Use It next to the benefits you wish to access Log in or click Sign Up to create an account If prompted, enter employer Whether supporting yourself, balancing life username BSWH and password Benefits4you with kids, helping aging parents or anything in Register using your personal between, Bright Horizons Family Solutions offers information, including your resources for whatever life throws your way. employee ID Create your own unique username To access these and other programs, visit Clients.BrightHorizons.com/BSWH. and password for future login Select Family Solutions to explore the resources. Or call 877.242.2737 for help. Reserve back-up care Search for sitters, housekeepers and pet care Bright Horizons offers center-based care for Free membership to Sittercity children and in-home care for both children and Access a comprehensive database of sitters, adults/elders. nannies and housekeepers Free basic background checks Access up to five days of deeply discounted, Discounts on enhanced background and motor high-quality back-up care per year vehicle checks Center-based In-home Database of caregiver profiles $15/day for a $6/hour with a Find a virtual sitter single child four-hour minimum; Search for a “virtual sitter” who can remotely help with $25/day for maximum of schoolwork, play games and keep children occupied multiple children three children remotely while another adult is in the home Help with tutoring and test prep Quality pet care Find experienced pet sitters, dog walkers and more Access high-quality tutoring and test prep providers. with your free Sittercity membership Discounted online and in-person options Search for dog walkers, groomers, trainers and more Post a job for an experienced pet caregiver in your Quality childcare center area with the skills you need Get a bump on the waitlist at select Bright Horizons care centers. Get discounted nanny placement Registration fee credit after 30 days of enrollment Receive high-touch local support finding a Up to 10% discount at participating centers from vetted full-time nanny, with substantial savings the network of Bright Horizons partners of $300 or 30% off the placement fee Learning at home and family resources Elder care resources Support your child’s learning at home with activities, Available elder care support includes an online resources and webinars. needs assessment and information on selecting Explore a growing library of activities and resources between elder care choices, including specialized Find articles and videos supporting all stages of facilities for memory/hospice care and independent/ your family’s life assisted-living communities2022 Benefits | 24

Get travel insurance If you’ve elected voluntary accidental death and If you have elected AD&D coverage for your spouse dismemberment insurance (AD&D), you have access and children, they have access to travel insurance as to travel insurance. When traveling 100 miles or more well. Members are required to call first. You can’t be from home, Cigna Secure Travel can make your reimbursed for services you arrange on your own. experience better. Certified agents can help with: Call 888.226.4567 or email Cigna@GGA-USA.com. Be sure to reference policy number OK980456. Visa and passport requirements Travel advisories and weather conditions Foreign exchange rates between the U.S. dollar and other currencies 24-hour multilingual assistance and referral to interpretation and translation services Contact information for the nearest U.S. embassy and consular referrals Toll-free urgent message delivery to family, friends or colleagues Emergency assistance And more! Grow your family No matter how your family is growing—whether through Maternity benefits birth or adoption—we want to support you through the Our maternity benefits are here for your well-being process. Take a look at the programs and resources and that of your baby, as well as your finances. Adding available to help you care for your family. to your family is a major milestone, and we’re proud to Adoption assistance be part of it. We provide adoption assistance for full-time employees Find more information about our family friendly benefits who’ve worked with us for at least 12 consecutive at BSWHealth.com/Benefits, including: months. If you adopt a child under the age of 18 who’s Planning for expenses not biologically related to you (or to your spouse, if Understanding leave you’re married), we’ll reimburse up to $4,000 for the Planning for childcare and back-up care cost of the adoption and legal fees for each child you Enrolling your dependents in benefits adopt. You can receive reimbursem*nt for up to two How to get a free breast pump adoptions per family. The benefit doesn’t cover foster Lactation support care, legal guardianship or adoption of a spouse’s child. Contact PeoplePlace at 844.417.5223. Remember, enrolling in short-term disability insurance is the only way to receive maternity, parental and adoption leave benefits.2022 Benefits | 25

Take time to rest and recharge Earn paid time off Our paid time off (PTO) benefits are designed to Two-day-alternative employees earn PTO at give you the flexibility to spend time away from work different rates. All employees at the director level however you like—vacations, holidays, personal time, and above participate in the senior management sick time or just relaxing. You accrue time based on time off (SMTO) program. View PTO and SMTO the hours you work each pay period. Additionally, you policies from BSWconnect > Policies and Procedures earn PTO while on PTO, which is a bonus! library. (Note, log-in required) PTO accrual The chart below shows how the accruals work for most employees. Years of 8 authorized 10 authorized 12 authorized service hours per shift hours per shift hours per shift 176 hours 182 hours 172.8 hours Less than 1 (22 days) (18.2 days) (14.4 days) 184 hours 190 hours 180 hours 1 (23 days) (19 days) (15 days) 192 hours 198 hours 187.2 hours 2 (24 days) (19.8 days) (15.6 days) 200 hours 206 hours 194.4 hours 3 (25 days) (20.6 days) (16.2 days) 206 hours 214 hours 201.6 hours 4 (26 days) (21.4 days) (16.8 days) 216 hours 222 hours 208.8 hours 5 to 9 (27 days) (22.2 days) (17.4 days) 232 hours 238 hours 223.2 hours 10 to 14 (29 days) (23.8 days) (18.6 days) 272 hours 278 hours 259.2 hours 15 or more (34 days) (27.8 days) (21.6 days) Eligible employees can roll over up to 200 hours of PTO each calendar year and also have the chance to sell and/or donate PTO hours in the fall. Look for details about how to sell/donate on BSWconnect at that time. (Note, log-in required) SANDHYA SANGHI, PHD MANAGER OF SHARED RESEARCH SERVICES 2022 Benefits | 26

Further your education We’re proud to partner with EdAssist to help you achieve your educational goals, including tuition You are eligible reimbursem*nt and tuition discounts at schools for tuition across the country. reimbursem*nt if you: Highly trained education coaches are available Are a regular, full-time employee with at least to help you choose a learning program that 60 regularly scheduled hours per pay period matches your learning preferences, career or a regular benefits-eligible part-time objectives and schedule. employee with at least 40 regularly scheduled hours per pay period; Before getting started, talk to a coach to receive free expert academic and college financing advice. Have worked for BSWH for at least 90 days Schedule an appointment to discuss personalized before enrolling in course(s) (Note: Nurse education plans, evaluate previous coursework technicians are eligible to participate and prior learning, learn about discounts or other from their hire date if they work at least 16 benefits available through the Education Network, regularly scheduled hours per pay period); or receive assistance on the admissions and college Meet performance standards in your current financing process. position when you apply for courses and when you request reimbursem*nt; and Clinical degree programs provide Meet the course/degree program eligibility reimbursem*nts up to: and approval requirements. View the Tuition $5,250 for full-time employees Reimbursem*nt policy from BSWconnect > $2,500 for part-time employees Policies and Procedures library. (Note, log-in required) Family nurse practitioner (FNP) degree programs* provide reimbursem*nt up to: $2,625 for full-time employees $1,250 for part-time employees Non-clinical degree programs provide reimbursem*nts up to: $4,250 for full-time employees $2,000 for part-time employees reimbursem*nt up to $5,250. * FNP degree programs are only available with a limited number of schools. Visit BSWH.EdAssist.com or call EdAssist at 855.853.5034, Monday – Friday, 7 a.m. to 7 p.m. CT. First-time users: Enter employer username BSWH and password Benefits4you. ASHLEY RODRIGUEZ COMMUNITY HEALTH WORKER SYSTEM MANAGER 2022 Benefits | 27

Ready to enroll? Visit MyPeoplePlace.com Need help? Questions about your medical or Rx coverage or need help finding CHRISTOPHER a Tier 1 BSWQA provider VALMORES COMMUNITY Baylor Scott & White Health Plan HEALTH MANAGER App MyBSWHealth app Click BSWH.SWHP.org Talk 844.843.3229 (Follow the prompts for HealthAccess for help finding a Tier 1 BSWQA provider) Questions about pay, benefits, paid time off, disability or leave PeoplePlace Click MyPeoplePlace.com and select Request Help Legal notices Talk 844.417.5223 Detailed information about your benefit plans are available in the Summary Plan Description (SPDs) as Questions about retirement well as the documents listed below: Empower Retirement CHIPRA Notice App Empower Retirement HIPAA Notice of Privacy Practices Click BSWHRetirement.com Marketplace Notice Medicare Creditable Coverage Notice Talk 844.722.2794 Summary Annual Reports (SAR) Need more details? To access these documents, visit BSWHealth.com/Benefits and click Resources Visit BSWHealth.com/Benefits This document summarizes programs and benefits available to employees and eligible dependents. Official plan documents, policies and certificates of insurance that contain the details, conditions, maximum benefit levels and restrictions on benefits govern our benefits program and will be available at BSWHealth.com/Benefits. In case of a conflict between this document and the official documents, the official documents prevail. The information in this document isn’t a guarantee of benefits. Baylor Scott & White Health reserves the right to modify or terminate its employee benefit plans and programs at any time for any reason.2022 Benefits | 28